How To Send Money To Thailand

How To Send Money To Thailand Safely and Securely

Thailand is a popular tourist destination, and many people choose to move there permanently. If you need to send money to Thailand, it’s important to do so safely and securely. In this blog post, we will discuss the best ways to send money to Thailand. We will also provide some tips on how to avoid scams and protect your money.

You want to make sure that your money is safe, that it will arrive in Thailand as quickly as possible, and that you won’t have any problems with the company’s security measures—like double-spend prevention or fraud protection.

Key Takeaways

  • The easiest way to send money to Thailand is through an app. Make sure your service provider is licensed and insured and has a good reputation in the industry.
  • Look for a money transfer provider that offers low fees and good exchange rates.
  • Look for a company that offers several secure ways to send money online.
How To Send Money To Thailand

What’s The Best Way To Send Money To Thailand

1. Send with an app

The easiest way to send money to Thailand is through an app. These apps let you create a profile and enter the amount of money you’d like to send, as well as the recipient’s name and address. Then, you’ll be given a list of your bank accounts; choose one, and enter the amount you want to send. The app will then send a text message to the recipient with instructions on receiving their cash.

2. Direct Debit

You can also send money to Thailand through direct debit. To do this, you’ll need to open an account with one of the country’s banks and make sure that your recipient has an account in the same bank. Then, you can transfer money from your bank account into theirs by filling out an application form at a branch office or online.

3. Bank Transfer

A bank transfer is a simple way to send money overseas. In this case, your funds are sent directly from your bank account to the receiver’s account at another bank within Thailand. This is generally faster than using a third-party service like Western Union or MoneyGram but can take longer if there are issues processing the transfer through the banking system in both countries.

4. Debit Card

The most cost-effective way to send money to Thailand is typically an international bank transfer made by debit card or another bank transfer.

Wisdom, Remitly, and Instarem are all viable solutions that offer excellent exchange rates near the middle market rate while also having low fees.

With these solutions, you’ll not only save money but also time and frustration as opposed to using an international bank transfer or PayPal. The exchange rate is much higher when converting your funds into Thai bahts with those methods, plus there are other additional costs.

5. Credit Card

You can instruct your bank to make a SWIFT transfer (usually pricey) or use an online money remitter (a much smarter choice for most people). Debit and credit cards are one of the most common forms of payment for a money transfer (others include PayPal, Western Union, money orders, and checks). Either way, the money you send is converted into Thai bahts and deposited in your beneficiary’s local bank account.

6. Send in person

The fastest and cheapest way is to send cash in person. The process is simple: You hand over a sum of money (in US dollars) to your beneficiary, who then converts it into Thai bahts at an exchange rate they set with their bank.

And if you’re in Thailand already, don’t forget to download these apps that are essential when you’re in Thailand, make sure to check them out!

7. Bank account

The most common way to send money is through a bank account. You can either set up an account with a Thai bank and deposit your US dollars there, or you can transfer funds from one of your existing US accounts into the Thai bank account that your beneficiary will provide you with. This method usually takes between two weeks and three months for the money to reach Thailand (depending on how quickly the banks process things).

8. Cash pick-up

If you want to send your money as quickly as possible, there are a couple of options. One is by using an online service that allows you to order a cash pick up at any Western Union location in the US. Another option is for your beneficiary to go into a Thai bank and exchange your dollars for bahts at an exchange rate set by them (which might not be the best rate).

What to look for in a good service provider

Licenses and International reach

When you’re looking for someone to send money to Thailand, it’s important to make sure they have all the licenses they need and that their network is international.

This means that the provider has been vetted by a government agency, which means that your money is safer in their hands. They can’t just take your money and run—they’ll have to answer to someone else.

Additionally, an international reach means that your bank can send money internationally without having to worry about banking laws or regulations. This makes sending money easier on both ends!

Fast and Friendly Service

When you’re sending money to Thailand, you want to know that your service provider is friendly and fast.

The last thing you want is a service provider who takes forever to get back to you, or who makes you feel like they don’t care about your business. You want someone who’s going to make things easy for you so that all your focus can be on the important things in life.

A proven track record

We’re all looking for a service provider who can deliver on their promises and make our lives easier. But what exactly should you look for in the best provider?

A proven track record is one of the most important factors. You want to choose someone who has been around for a while, has been reliable, and has delivered on their promises. This way, you know that they understand what they’re doing and how to do it well.

You also want to make sure that your service provider is experienced in whatever industry you’re in.

For example, if you’re sending money from the US to Thailand, then your service provider should have knowledge about both American banks and Thai banks as well as currency exchange rates between these countries.

Committed to security

You want a service provider who takes security seriously and has built up strong relationships with banks so they can protect your money from fraud. This will help you feel confident that your money is safe while it’s in transit and that if something goes wrong, they’ll be able to fix it quickly.

Options to Pay how you like

You should be able to send money from your bank account or credit card and through PayPal. If you don’t have a bank account or credit card, then you’ll want to know that the service provider accepts other forms of payment such as cash transfers and bank wires. The more options they offer, the easier it will be for you to use their services.

Affordable and No hidden fees 

Don’t be fooled by companies that offer low rates on their money transfer services. There’s always a catch, and you’ll generally end up paying hidden fees or commissions in some form or another. Look for a service provider that doesn’t have any hidden fees and doesn’t charge you extra for using the service.

Provide the best exchange rate  

If you’re looking to send money overseas, then you’ll want to make sure that the service provider is offering you the best exchange rate possible. The exchange rate is what determines how much money will actually be transferred from one currency into another and it can vary depending on who you use for your transfer. Always ask for a quote before sending any funds so you can compare rates and see which company offers the most competitive price.

Audited regularly

You should always make sure that the money transfer company you’re using is audited regularly. This will ensure that they are following all of the relevant laws and regulations, as well as providing you with a safe and secure service. Find out what type of security measures they have in place and whether or not they have any insurance policies set up to cover your funds if anything goes wrong.

Extra-secure transactions

Some companies offer extra-secure transactions, which use technology to ensure that your money is safe. These include things like encryption and password protection. If you’re sending a large amount of money, it’s always best to opt for this type of security measure so that thieves don’t have any chance of accessing your funds.

Data protection

Some companies have measures set up to protect your data, which means that it’s not stored in plain sight on a server somewhere. If they do store your data, they’ll use encryption and password protection to keep it secure.

Dedicated anti-fraud team

You should look for a company with a dedicated anti-fraud team, which can help you if there’s ever an issue with your transaction. You should also look for one that has some sort of guarantee in place so that you’re not on the hook if something goes wrong.

Top Apps for Sending Money to Thailand 

1. Wise

Wise is a money transfer app that lets you send money to Thailand, as well as other countries. You can download the app for free on iOS or Android, and it has a great user interface.

2. Paypal

PayPal is one of the most popular ways to send money overseas, and it’s a great option for sending money to Thailand. You can use your PayPal account to pay for goods and services online or in person, without having to carry cash around with you.

3. Zoom

Zoom is a money transfer app that lets you send money to Thailand quickly and easily. You can download the app for free on iOS or Android, and it has a simple user interface that makes sending money easy.

4. Remitly

Remitly is a fantastic service provider for sending money to Thailand.

It’s very easy to use, and it has a great reputation as a trustworthy company that is committed to protecting your money and keeping it safe during the transfer process.

5. Money Gram

With MoneyGram’s reliable and user-friendly online tools, it is fast and convenient to transfer money online.

You can send money easily by clicking a button. Whether you are sending money to cover household expenses, unexpected emergencies, or gifts for friends and family—

MoneyGram provides flexibility with its options to pay by credit card or debit card, or directly from your bank account when sending online. You can also use cash at any MoneyGram location.

How To Send Money To Thailand FAQs 

How long will a money transfer to Thailand take?

It depends on what method you use. If you send money online, the transfer will be made within one business day and reach your recipient’s bank account in Thailand within one to three days after that. If you opt for a wire transfer, it may take up to two business days for the funds to be credited into your recipient’s account.

How do I make an international bank transfer to Thailand?

You can use your bank’s online banking system to make the transfer, or you can visit an international money transfer agency in person. You’ll need to provide some basic information about yourself and your recipients, such as their name, address, and account number.

What is the most popular payment method in Thailand?

Wise is one of the most popular payment methods in Thailand. It’s a mobile wallet app that allows you to send money to your loved ones, pay for goods and services and even withdraw cash from ATMs.

Can you Venmo to Thailand?

The short answer is no: Venmo is not available outside the US.

In order to use Venmo—let alone send and receive money via online banking—both the sender and recipient must have US bank accounts.

Does Google pay in Thailand?

With the pandemic spreading quickly, cashless options like PromptPay and Wallet became popular. Google has now released an Android app co-branded with Bangkok Bank and KTC to take advantage of this trend.


Sending money to Thailand is not only safe and secure but it can also be done quickly and conveniently. By researching the best options for you, such as Wise, Paypal, Zoom, or Remitly, you will be able to make an informed decision when sending money to your friends and family in Thailand. With these services, you can rest assured that the funds will arrive quickly and safely. Be sure to double-check the fees associated with each payment method, as some may be more expensive than others. And, if you’re planning on sending money internationally, always remember to check with your bank or financial institution first.

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